Loan Defaults
Review the branch-wide lending defaults that influence product setup and operational behavior.
Loan defaults are the settings surface to review when branch lending behavior does not match policy.
Purpose
Use this page to confirm the baseline loan rules applied in your environment.
What to review
- Check any visible default term, fee, or repayment settings.
- Compare defaults with the product configuration staff actually use.
- Confirm that branch policy and system defaults are aligned before more loans are created.
Expected result
Product setup and loan origination work from the same baseline assumptions.
Troubleshooting
- If the wrong values keep appearing in product or loan forms, compare this page with the specific product configuration.
- If staff are compensating with manual workarounds, correct the defaults instead of normalizing the workaround.